Join as a proud supporter of Agape of North Carolina.

An individual retirement account can be a great way to provide for your future and assuring that a future exists for the children of AGAPE of NC.

If you are 70½ years old or older, you can contribute a portion of your IRA directly to a qualified charity such as AGAPE of NC without having to pay income taxes on the money. This popular gift option is commonly called an IRA charitable rollover or qualified charitable distribution (QCD). A QCD should not count as income, and this reduction of your income level, may help lower the amount of your Social Security benefits subject to tax and decrease your exposure to a Medicare surtax. You may use your qualified gift to satisfy all or part of the required minimum distribution (RMD) from your retirement plan.

Donor-Advised Funds (DAFs) are simple, tax-smart investment solutions for charitable giving. When you make an irrevocable contribution of cash, securities, or other appreciated assets to a DAF account with a public charity (ask your legal or financial advisor to recommend one), you are generally eligible to take a tax deduction. Your DAF account can be invested for tax-free growth, and you can recommend grants from your DAF account to qualified charitable organizations like AGAPE of NC.

A simple, flexible, and versatile way to ensure AGAPE of NC can continue its life-changing ministry for years to come is a gift, known as a Charitable Bequest, in your Will or Trust. You can make a Charitable Bequest by including appropriate language in your Will or Trust that states your desire to leave to AGAPE of NC a specific item, an amount of money, a gift contingent upon certain events, or a percentage of your estate.

By remembering AGAPE of NC with a Charitable Bequest in your Will or Trust, you are providing resources that will enable us to continue the mission of serving children and families with the healing love of Christ. Your gift also entitles you or your estate to claim applicable charitable tax deduction(s).

Life Insurance offers a simple and private way for you to contribute toward the mission of AGAPE of NC. It can be as simple as naming AGAPE of NC as a beneficiary to your policy. This approach may benefit your heirs too when policy proceeds can be handled separately from your estate (without having to pass through probate) and where distribution of policy proceeds to a nonprofit organization is exempt from estate tax.

Another approach could involve purchasing, or changing an existing policy, to name AGAPE of NC Inc. as the policy owner. Then, your annual contributions to cover the cost of maintaining that policy may qualify for a charitable tax deduction.

If you have owned a stock for more than 12 months and it has appreciated in value during that time, you would incur a capital gains tax by selling it. However, if you give that stock to AGAPE of NC as a gift, you can avoid the capital gains tax and get an income tax charitable deduction based on the fair market value of the stock. This value is based on the average of the high and low price on the date of transfer. You will receive an acknowledgement letter from AGAPE of NC reflecting the determined value of your gift for your tax purposes.

Great opportunities exist through gifts of real estate that benefit you and help the children and families served by AGAPE of NC. A gift could include a personal residence, vacation home, farm, or other property that has appreciated in value.

Your appraiser would establish the market value of your gift. Your financial and legal advisors would determine the documents necessary for you to affect a real estate property transfer, establish a Life Estate or Charitable Remainder Trust if desired, and file for applicable tax deduction(s).

Due to unique circumstances that may be associated with a real estate gift, AGAPE of NC asks you to call us prior to the finalization of any plans. Each potential gift of real estate is reviewed by AGAPE of NC to make sure that both parties have addressed questions concerning liability and marketability issues.

Many companies and corporate foundations match gifts to non-profit organizations such as AGAPE of NC. Matching Gifts are a great way to increase your support without any additional out-of-pocket expense, and many employers also offer Payroll Deduct programs to make giving more convenient.

You can often double (or sometimes even triple) the value of your donation by simply notifying your employer of your gift to AGAPE of NC or sending a recurring donation each pay period via your employer’s Payroll Deduct program. You may be eligible to submit Matching Gift claims from both your own and your spouse’s employer for the same gift. Contact the human resources office at your employer, your spouse’s employer, or even your former employer if you are retired, to inquire about their Matching Gift programs.

AGAPE of NC is proud to work with the United Way Chapters throughout North Carolina and surrounding areas.

You can direct your designated United Way donations to be sent to us at: AGAPE of North Carolina, P.O. Box 985, Wake Forest, NC 27588-0985. Call us with any other questions.